Prospective Clients

Prospective Clients2019-03-28T14:59:44+00:00

Wealth Building

With you as the acting CEO of your life, we step in as the CFO.  Our goal is to understand your vision and then direct your finances in a manner that will best support that vision.  We will present to you information needed to make shifts in financial areas that will affect whether you are building wealth in the long term.

  • Investment Management
  • Investment Research
  • Risk Management
  • Debt Reduction Strategies
  • Charitable Planning
  • Tax-Efficient Portfolios
  • Account  Rebalancing
  • Asset Allocation
  • Annual Goals Discussion
  • Financial Planning
  • Cash Flow Analysis
  • Budgeting  Assistance
  • Home Purchase Planning
  • Insurance Review
  • Access to Advisor Team
  • Retirement Preparation
  • 401(k)  Investment Strategies
  • 403(b) Investment Strategies
  • SEP / Simple IRA Investment Strategies
  • Education Planning 529s, ESA, IUL, etc.
  • Annuity Analysis
  • Inherited IRAs
  • Quarterly Portfolio Review
  • Consolidated Reporting

Significance Discovery

Retirement looks different today than it did for our grandparents.  We know you may be more interested in pursuing purpose and significance in those years instead of only resting.  We step in as your Retirement Coach in those decisions surrounding this and help you be prepared to fund the pursuits that you desire.

  • Retirement Discussion
  • Gap Analysis
  • Insurance Planning (Life, Long Term, Disability)
  • Social Security Planning
  • Family Narrative
  • Giving Discussion
  • Values and Goals Discussion
  • Family Mission Statement
  • Review of Wills, DPOA, etc.
  • Multigenerational Financial Planning
  • Wealth Transfer Planning
  • Beneficiaries Discussion
  • Aging Parent Support Planning
  • Outside Coordination with CPA, Estate Attorney, IB, etc.
  • Financial Data Aggregation and Reporting
  • Real Estate Investment Review
  • UTMA/UGMA Accounts
  • Stock Option Strategies
  • Concentrated Position Hedging
  • RMD Tracking and Assistance
  • Retirement Income Strategies
  • Restricted Securities Analysis
  • Tax-Efficient Giving Strategies
  • Donor Advised Funds

Legacy Planning

As your parents are aging and you begin considering your own mortality, there are financial decisions to be made in relation to your legacy.  We are here as your guide through those challenging transitions and emotional decisions.  Having a guide who is familiar with that road is critical to help you navigate it well. 

  • Estate Planning
  • Family Billing
  • Quarterly Family Meetings
  • Illiquid Holdings Advisement
  • Inheritance Discussion
  • Trust Services
  • Values-Based Estate Design
  • Multi-Generational Advisory Team
  • Family Values Assessment
  • Family Services Coordination
  • Estate Tax Discussion
  • Irrevocable Life Insurance Trust (ILIT) Review
  • Asset Protection Planning
  • Business Transition Planning
  • Succession Plan Discussion
  • Generational Advisement
  • Charitable Remainder Annuity Trust (CRAT)
  • Charitable Remainder Unitrust (CRUT)
  • Supporting Organization
  • Foundations
  • Endowments
  • Asset Titling
  • Family Personality & Constraints
  • Pre-Liquidity Events
  • Heir Education and Preparation (Stewardship Principles, Money Management, Financial Responsibility)

Our Approach

To be our clients’ personal Chief Financial Officer, helping them be good stewards of their financial blessings. Our investment planning approach is to examine their lifetime financial goals and provide the guidance, experience, and understanding to pursue them. Then – most importantly – we’ll maintain and build on those goals. We take on the responsibility of managing client wealth and investment planning efficiently and effectively while keeping them informed, but freeing them from the paperwork and other financial management burdens.

Our goal is to provide a calm, reasoned approach to financial guidance intended to pursue their financial objectives. We support our client’s unique, individual goals using specialized tools and skills to provide coordinated strategies for estate, tax, retirement planning, and investment planning objectives. We craft a financial blueprint in which all the pieces fall into place – to help to avoid the worry of disjointed, incomplete, and counter-productive strategies – so clients may be confident that their wealth is developed consistent with their wishes and ideals. We feel blessed to be a trusted guardian of our client’s financial health.

 

Client Profile

PFS Financial provides financial guidance to both individuals and companies sharing common ideals:

Our clients are not impulsive risk takers. Instead they’re dedicated to maintaining and building their wealth using a carefully planned, methodical approach.

Our clients are successful individuals or highly profitable companies interested in working with a wealth management professional. They realize that wealth management is a specialized profession utilizing investment planning skills and tools they may not possess at advanced levels.

Our clients goals are to enjoy their interests and work toward spiritual and personal objectives. They do not want to spend their time worrying about tax obligations, estate planning, retirement planning, and other financial responsibilities.

Our clients do not believe in, participate in, nor endorse unethical financial activities.

Our clients are searching for a trusted advisor willing to develop a wide-ranging and objective financial plan consistent with their goals.

Our clients appreciate the advantages of working with a professional financial advisor capable of evaluating and combining a range of financial disciplines to produce the desired results.

Our clients want to be kept abreast of all plans and decisions before, during, and after implementation.

Our clients prefer to work directly with the company’s owners and top management.

Ready to Talk?