You Could Retire…But Should You?


It might be better to wait a bit longer.  Some people retire at first opportunity, only to wish they had waited longer. Thanks to Wall Street’s long bull run, many pre-retirees have seen their savings fully recover from the shock of the 2007-09 bear market to the point where they appear to have reached the [...]

You Could Retire…But Should You?2015-09-04T17:51:11+00:00

Investing in Agreement With Your Beliefs


The case for aligning your portfolio with your outlook & worldview.   Do your investment choices reflect your outlook? Are they in agreement with your values? These questions may seem rather deep when it comes to deciding what to buy or sell, but some great investors have built fortunes by investing according to the ethical, [...]

Investing in Agreement With Your Beliefs2015-06-08T15:50:12+00:00

The Big Economic Mystery of 2015


If the economy is healthy, why are retail sales so poor?     Retail sales have been flat or negative for four out of the past five months. Even though households are saving an average of $50 a month on gasoline compared to a year ago, that savings has not inspired consumers to increase their [...]

The Big Economic Mystery of 20152015-05-22T14:51:17+00:00

Saving Your Elderly Parents from Financial Fraud


Talk to your elderly parents about their money (& those who could take it away)   Elders are financially defrauded daily in this country. Just a tiny percentage of these crimes are made public. In fact, the National Adult Protective Services Association (NAPSA) estimates that only 1 in 44 cases of elder financial abuse are reported. [...]

Saving Your Elderly Parents from Financial Fraud2015-05-13T14:25:55+00:00

The Strong Dollar: Good or Bad?


What is dollar strength & who invests in it? You may have heard that the dollar is “strong” right now. You may have also heard that a strong dollar amounts to a headwind against commodities and stocks. While there is some truth to that, there is more to the story. A strong dollar does not [...]

The Strong Dollar: Good or Bad?2015-04-22T12:07:51+00:00

2015 IRA Deadlines Are Approaching


Here is what you need to know. Financially, many of us associate April with taxes – but we should also associate April with important IRA deadlines. *April 1 is the absolute deadline to take your first Required Mandatory Distribution (RMD) from your traditional IRA(s). *April 15 is the deadline for making annual contributions to a [...]

2015 IRA Deadlines Are Approaching2015-03-20T11:51:39+00:00

Will You Have to Pay Back Health Insurance Credits?


Millions of taxpayers may end up doing so in 2015. If you received a 2014 health insurance subsidy, you may get an unpleasant surprise. When the Health Insurance Marketplace (HIM) went online in late 2013, Americans shopping for coverage were asked to see if they qualified for a subsidy called the Premium Tax Credit. Millions [...]

Will You Have to Pay Back Health Insurance Credits?2015-03-13T10:40:19+00:00

Avoiding the Common 1040 Mistakes


Don’t let these slip-ups creep into your federal tax return. No one wants to delay their federal tax refund. As you certainly don’t, filling out your 1040 form correctly is essential. To that end, it is worth noting some of the common 1040 mistakes – the little slip-ups that aggravate both the IRS and the [...]

Avoiding the Common 1040 Mistakes2015-02-05T12:14:28+00:00

Getting a Jump on Tax Season


What should you bring to your preparer?   You can file your federal tax return starting January 20. IRS filing season will start right on time in 2015, and there is wisdom in filing your 1040 well before April 15. You can get it out of the way earlier, and if you e-file, you can [...]

Getting a Jump on Tax Season2015-01-07T12:02:45+00:00

Key Tax Breaks Retroactively Reinstated


The clock is ticking ... is opportunity knocking? If you hurry, you might realize some nice tax breaks before 2014 runs out. Once again, Congress has acted at the eleventh hour to bring back some expired tax perks. H.R. 5771, the Tax Increase Prevention Act, was passed and signed into law by President Obama on [...]

Key Tax Breaks Retroactively Reinstated2014-12-30T14:45:10+00:00
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