Starting a Roth IRA for a Child or Grandchild


This early financial decision could prove profoundly positive over time.   Do you have a child or grandchild earning some income? Indirectly, that after-school or summer job might present a savings opportunity for that teenager. You could help your child or grandchild save for future goals by assisting them to create and fund a Roth [...]

Starting a Roth IRA for a Child or Grandchild2018-09-07T14:16:09+00:00

Your 2018 Financial To-Do List


  Things you can do for your future as the year unfolds. What financial, business, or life priorities do you need to address for 2018? Now is a good time to think about the investing, saving, or budgeting methods you could employ toward specific objectives, from building your retirement fund to lowering your taxes. You [...]

Your 2018 Financial To-Do List2017-12-13T14:31:54+00:00

Could You Improve Your Personal Finances Today?


Simple decisions & new habits might lead you toward a better financial future.   In life, there are times when simple decisions can have a profound impact. The same holds true when it comes to personal finance. Here are some simple choices you could make that may leave you better off financially – in the [...]

Could You Improve Your Personal Finances Today?2017-01-02T19:46:20+00:00

2016 Wrap Up for the Holidays


  The year in brief. Investors will likely remember 2016 as a year of two momentous votes and one monetary policy decision. This year brought the Brexit referendum in the United Kingdom and a surprise presidential election victory for Donald Trump, and it now appears probable that the Federal Reserve will raise interest rates in [...]

2016 Wrap Up for the Holidays2016-12-20T12:23:54+00:00

Consider an IRA Charitable Rollover


If you want a tax break and want to help a non-profit, this may be a good move.   Have you ever wanted to make a major charitable gift? Would you like a significant federal tax break in acknowledgment of that gift? If so, an IRA charitable rollover may be a good financial step to [...]

Consider an IRA Charitable Rollover2016-04-19T17:30:10+00:00

Reducing the Risk of Outliving Your Money


  What steps might help you sustain and grow your retirement savings?   “What is your greatest retirement fear?” If you ask retirees that question, “outliving my money” may likely be one of the top answers.  Retirees and pre-retirees alike share this anxiety. In a 2014 Wells Fargo/Gallup survey of more than 1,000 investors, 46% [...]

Reducing the Risk of Outliving Your Money2016-03-11T20:29:21+00:00

Holiday Wrap-Up – 2015


A look back at 2015 thus far The year in brief. While the S&P 500 surprised to the upside in 2014 versus the projections of many analysts, it has performed below expectations so far in 2015. As this year began, not many Wall Street pros thought the index would tread water. The consensus forecast among [...]

Holiday Wrap-Up – 20152015-12-21T14:21:20+00:00

Your Year-End Financial Checklist


Seven aspects of your financial life to review as the year draws to a close. The end of a year makes us think about last-minute things we need to address and good habits we want to start keeping. To that end, here are seven aspects of your financial life to think about as this year [...]

Your Year-End Financial Checklist2015-11-19T11:20:18+00:00

Investing in Agreement With Your Beliefs


The case for aligning your portfolio with your outlook & worldview.   Do your investment choices reflect your outlook? Are they in agreement with your values? These questions may seem rather deep when it comes to deciding what to buy or sell, but some great investors have built fortunes by investing according to the ethical, [...]

Investing in Agreement With Your Beliefs2015-06-08T15:50:12+00:00