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So far pellecchiafs has created 329 blog entries.

An Estate Strategy for Your Digital Assets


What should you know? What should your executor know? When you think about your estate, you may think about your personal property, real estate, or investments. You also have other, less-tangible assets – and they deserve your attention as well. Your digital assets should not disappear into a void when you die. Nor should [...]

An Estate Strategy for Your Digital Assets2019-05-29T16:19:04+00:00

The Shred Party


What should you get rid of and hold on to? When and why?  If a shred party happens to spring up in your area, you may want to mark your calendar. For many years, shred parties, where a business or organization hosts clients or the public to the use of giant paper shredders, have [...]

The Shred Party2019-05-15T17:36:44+00:00

The Cost of Procrastination


Don't let procrastination keep you from pursuing your financial goals.  Some of us share a common experience. You’re driving along when a police cruiser pulls up behind you with its lights flashing. You pull over, the officer gets out, and your heart drops. “Are you aware the registration on your car has expired?” You’d [...]

The Cost of Procrastination2019-05-15T17:37:31+00:00

Key Person Insurance


A way for businesses – especially niche businesses – to address a major risk.  Who are the people most crucial to your business? Have you taken steps to insure them? At every company, there are certain people who are essential to day-to-day operations. If they die, the business may face an operational or [...]

Key Person Insurance2019-05-15T17:38:09+00:00

Introduction of PFS Financial Firm


After serving our community for over 12 years as Pellecchia Financial Services, we have several changes to announce. J.D. has taken on the role of Chief Executive Officer. He will continue to set the vision and direction of our company while serving our clients. Over the last several years, he has been developing [...]

Introduction of PFS Financial Firm2019-04-08T19:32:10+00:00

Year-end Financial Checklist for Working Professionals


Set yourself up for success in the new year with a financial checkup.  Here are some essential year-end tax, planning, and financial housekeeping items to consider.   If you need help, don't hesitate to contact us.    Maximize  contributions to tax-advantaged retirement savings accounts including 401(k), HSA, or IRA accounts. Reduce taxes by offsetting capital gains [...]

Year-end Financial Checklist for Working Professionals2018-12-17T23:44:10+00:00

A Retirement Fact Sheet


Some specifics about the “second act.” Does your vision of retirement align with the facts? Here are some noteworthy financial and lifestyle facts about life after 50 that might surprise you.   Up to 85% of a retiree’s Social Security income can be taxed. Some retirees are taken aback when they discover this. In addition to [...]

A Retirement Fact Sheet2018-12-11T20:47:26+00:00

Why You Might Want to Create a Donor-Advised Fund


A DAF can be a great way to give, with potentially great tax breaks. Do you regularly donate to charities and other non-profit organizations? Then you may want to open a donor-advised fund.   Donor-advised funds are becoming popular. It is easy to see why. They offer potential tax perks, and in some instances, a [...]

Why You Might Want to Create a Donor-Advised Fund2018-11-07T15:06:32+00:00

Filling Out the FAFSA


There is really no reason to wait   October is here – the ideal time for college students to apply for financial aid. October 1, in fact, marks the first day a current or future college student can submit a Free Application for Federal Student Aid, or FAFSA, for the 2019-20 academic year. Since some states [...]

Filling Out the FAFSA2018-10-24T11:57:40+00:00

Tax Changes That May Be Overlooked


Some alterations to the Internal Revenue Code were less publicized than others.  Late last year, federal tax laws underwent sweeping changes. Nearly a year later, you can be forgiven for not keeping up with them all. Here is a look at some important (yet underrecognized) adjustments that may affect the numbers on your 2018 federal [...]

Tax Changes That May Be Overlooked2018-10-19T15:47:17+00:00
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